Posted by: prosperingchristians | February 25, 2016

Is Life Insurance Biblical?


Because of the unsavory practices of a few financial services and banking representatives, many people do not trust the systems which these industries have initiated to assist people in managing their finances. The life insurance industry is one such institution.

First of all, no one likes talking about life insurance or matters of death, but it is something that we will all face at some point in our lives. Insurance is an age old solution to a problem with suffering losses in the event of a catastrophe. The idea is to minimize losses by passing on the risk to someone else who is capable of paying for the loss when it occurs.

The Babylonians and Chinese were the first to consider the losses which they incurred while shipping their goods across the high seas. Because accidents were prevalent due to capsizing, the merchants spread their shipments among several carriers in order to minimize their losses. They would also pay an additional fee when they received a loan to transport the goods, as a guarantee that the lender would cancel the loan if the merchants suffered any losses.

Around 600 B.C., the Greeks and Romans started offering benefits for the families of deceased members of their benevolent societies and also paid for funeral expenses for the society members. In the Middle Ages, these societies were known as guilds and friendly societies in England. Health and life insurance, however were not established until the 1700s.

As Christians, God expects us to provide for our families and to take responsibility for them. We read in I Timothy 5:8, “But if any provide not for his own, and specially for those of his own house, he hath denied the faith, and is worse than an infidel.” God makes it very clear here that the husband should provide for his family.


Further, God considers the man who provides for his family and his descendants a righteous man. Proverbs 13:22 says “A good man leaveth an inheritance to his children’s children: and the wealth of the sinner is laid up for the just.” Psalm 112:1 “Praise ye the Lord. Blessed is the man that feareth the Lord, that delighteth greatly in his commandments. His seed shall be mighty upon the earth; the generation of the upright shall be blessed.”

I Peter 3:7 says, “Husbands, in the same way be considerate as you live with your wives, and treat them with respect as the weaker partner and as heirs with you of the gracious gift of life, so that nothing will hinder your prayers.” Here God is stressing that the husband be considerate of the wife and to treat the wife as the weaker partner. If the husband is to provide for the wife, then the wife would be at a loss if he was to die prematurely. Therefore, by providing her with life insurance, he is being considerate to ensure that her needs will continue to be met after he expires.


This assumes, however, that the husband is gainfully employed. The reality is that not all husbands today are gainfully employed, nor are all of the husbands living with their families. Natasha Cornelius states in her July 7, 2015 blog post that “nearly 44% of the women in the household are the primary breadwinners.”

Because of the opportunities for career advancement for women, this figure has been increasing since the early 1990’s to its current level today. Accordingly, it now appears that the women need more life insurance on themselves because their children and husbands are now dependent on them financially, in some cases.

Women have an obligation to provide for their families because of the increases in their responsibilities and in their incomes. I Timothy 5:8 applies to everyone. However, it is also clear that the husbands are not taking their rightful place as providers of the family, according to the Bible. In some cases, this is due to circumstances beyond their control and in other cases it is due to a defect in their character which prevents the men from owning up to their responsibility. The man who takes responsibility for his family will be blessed. Psalm 112:3 says, Wealth and riches shall be in his house: and his righteousness endureth forever.

In conclusion, Life insurance is a way for God to provide for our needs according to Philippians 4:19, “But my God shall supply all your need according to his riches in glory by Christ Jesus.”

Posted by: prosperingchristians | October 5, 2015

The Lord Speaks


It is refreshing to know that the Lord cares so much for us, and even though he does, he expects us to love him back. It is good to have a constant reminder of this because God created us to find him and have a relationship with him. If we take a look at Acts 17:24-26 we learn that:

“God made the world and all things therein, seeing that he is Lord of heaven and earth and dwelleth not in temples made of hands:” This means that we can have a relationship with him wherever we are. We do not have to go anywhere special to experience God. We will seek him and find him, when we seek him with all of our hearts,” Jeremiah 29:14. God is with us!

If we read Psalm 139:14 we learn that God’s works are marvelous.” This means that every bird, tree, and animal is marvelous, and so is man. That means you and me, and even Donald Trump! Yes, we are all marvelous. If we keep this thought in our minds, I think it may change some of our attitudes toward one another. Renewing the mind! That is all it takes. The closer we become to Jesus, the more we become like him.

We must love the Lord above everything else to avoid becoming idolatrous. “Jesus said unto him, Thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind.” Matthew 22:37. Our life show show evidence of our love for God. He must be on our minds, in our hearts, and consumed with him in our souls. We must put him first in everything, because we are here to glorify him.

Proverbs 11:26 says: “He that withholdeth corn, the people shall curse him: but blessing shall be upon the head of him that selleth it.” God does not want us to hoard things, because then it implies that we may love it more than we love God. We must be willing to let go of things. Some people may find it difficult to let go of things they hoard, but here is a verse which will help break this habit: Luke 6:38 “Give, and it shall be given unto you; good measure, pressed down, and shaken together, and running over, shall men give into your bosom. For with the same measure that ye mete withal it shall be measured to you again.” God rewards us for selling, giving, and sharing!

The consequences of living an idolatrous life is found in Romans 1:21-24: “Because that, when they knew God, they glorified him not as God, neither were thankful; but became vain in their imaginations, and their foolish heart was darkened. Professing themselves to be wise, they became fools, And changed the glory of the uncorruptible God into an image made like to corruptible man, and to birds, and fourfooted beasts, and creeping things. Wherefore God also gave them up to uncleanness through the lusts of their own hearts, to dishonour their own bodies between themselves.” This condition of the heart is rampant throughout the world and is growing in the United States and we need to repent and accept Jesus into our hearts, if we have not already.

Let this be our prayer:
“Search me, O God, and know my heart: try me, and know my thoughts:
And see if there be any wicked way in me, and lead me in the way everlasting.” Psalm 139:23, 24

Posted by: prosperingchristians | September 10, 2015

There is Nothing New Under the Sun


There is a lot going on in the world today, especially with the U.S. presidential candidacies. There are so many issues pending which we as Christians must be aware that the enemy is at work, trying to lead people away from Christ. We are compelled to take a stand against the devil’s schemes to blind us to the truth.
It becomes more important to stand on the word of God and hide it them on our hearts, we will be well prepared to turn from the lie when we are confronted by it. Many people are dissatisfied with the way that things have turned out and there has been a surge in violence, ungodliness, rebellion, and the like as a result. This is Satan’s way of causing division among us.

I Timothy 3:1-5 says that “…in the last days perilous times shall come. For men shall be lovers of themselves, covetous, boasters, proud, blasphemers, disobedient to parents, unthankful, unholy, without natural affection, trucebreakers, false accusers, incontinent, fierce, despisers of those that are good, traitors, heady, high-minded, lovers of pleasures more than lovers of God. Having a form of godliness, but denying the power thereof: from such turn away.”

As you are reading these verses, does anything come to mind? Is there a situation in your life or around you that is causing this attitude in the people around you or even yourself? In every age, there has been an introduction of controversial issues which have shocked the people or even led them away from the truth. But if the word is in our hearts, we can take a stand against the lies and still lead godly and Christ-like lives in spite of it.

I Timothy 3:15 says, “And from a child thou hast known the holy scriptures, which are able to make thee wise unto salvation through faith which is in Christ Jesus.” If there is any doubt, we can turn to the word to make us wiser. Reading the word about these issues and how God feels about them will keep us on track. Ecclesiastes 1:9 says, “There is nothing new under the sun.” These were the issues facing the ancient Israelites as well as mankind throughout the centuries. The only thing different is the technology we use and the way we dress.

In spite of these changes, the word of God has never changed and is still relevant to our age. Hebrews 4:12 says, the word of God is “living and active and sharper than any two-edged sword.” It is still as powerful as it was when it was first recorded. Additionally, Jesus is still the same. In the same book of Hebrews, Jesus is mentioned as Hebrews 13:8 “the same yesterday and today and forever.”

It seems we need to be reminded again that we love one another as God has loved us. I Peter 1:22 says, “Seeing ye have purified your souls in obeying the truth through the Spirit unto unfeigned love of the brethren, see that ye love one another with a pure heart fervently.” The reward for obeying the truth is that we can love one another with a pure heart.

Posted by: prosperingchristians | June 24, 2015

Righteousness by Faith


There comes a time in everyone’s life when God wants to lead us in to uncharted territory because he wants to bless us. God is calling us to do something that we could not do without him. It requires total dependence on him.
In order to do what the natural man does not believe is possible, we have to clothe ourselves with the righteousness of God. It means we are becoming the righteous of God in Christ. This righteousness does not have a sin consciousness. It is a “gift of righteousness that shall reign in life by one, Jesus Christ, “(Romans 5:17 KJV), and as a result, grace reigns, as it covers our sins.

The way for us to assume this righteousness is by faith. There is no other way to acquire it, as then it would be righteousness by “works” instead of by “faith.” Noah acquired this righteousness by faith when he built the ark. Hebrews 11:7 says, “By faith Noah being warned of God of things not seen as yet, moved with fear.” Once acquired, we can then stand before the Father, in prayer, “without any sense of guilt,” (E.W. Kenyon, 1996), and we can perform the toughest jobs because Christ is with us, doing the work, and we have no memory of sin in this state of righteousness, which would hinder our work.

For some it will take years to actually understand how this is actually accomplished, especially if faith is a problem. For example, intellectuals and anyone who “takes the initiative” without consulting God in prayer, would have a problem with this. We are a new man created in Christ when we accept Christ into our hearts. Therefore, Christ will be our strength and we will be able to do all things through him, Philippians 4:13.

This applies to anyone who is in Christ, no matter what their walk in life, the student, the single mother, the homeless man, the business man or woman, the poor – anyone! This new awareness will empower even the feeblest of individuals to go out and do things which they could not do before. The spirits will submit to Christ and will no longer get in the way. There is one condition of this newness in Christ. We have to clothe ourselves with righteousness each and every day, otherwise, we revert back to the old nature.

If we recall the Parable of the Sower, we will understand why few of us have been able to live as righteous beings. Matthew 13:20, 21 say “But he that receiveth the seed into stony places, the same is he that heareth the word, and anon with joy receiveth it: Yet hath no root in him, but dureth for a while: for when tribulation or persecution ariseth because of the word, by and by he is offended.”

By the same token, James 1:23, 24 say, “For if any be a hearer of the word, and not a doer, he is like unto a man beholding his natural face in a glass, For he beholdeth himself, and goeth his way, and straightway forgetteth what manner of man he was.”

So, we can hear the word and not do it, or we can put the word into action, but fail to yield the results we want because we are not firm in the word. For whatever reason, let us commit to be more vigilant about hearing the word and acting upon it so that we can receive the blessings.

My new book, Retailer’s Guide to Merchant Services includes insights for the Christian business owner on righteousness as it relates to the operation of the business.

Posted by: prosperingchristians | May 21, 2015

God Set Prioirties


God sets priorities, which represent his divine order, in our lives and he does this so that all will go well with us. God wants us to put him first in everything that we do. We need to put God first because he set us free from the bonds of wickedness. Therefore, we need to have reverence for him. The first commandments says,” I am the Lord thy God which brought thee out of the land of Egypt, out of the house of bondage. Thou shalt have no other gods before me.” Exodus 20:2, 3. God is a God of order and when we are out-of-order, things do not go well. It is important to understand the order.

God has so much love for us, more than what we can imagine because when he set us free, he says, “I have loved thee with an everlasting love: therefore, with lovingkindness have I drawn thee,” Jeremiah 30:3. His love never stops.
When we give glory and honor to God, our plans will go well because we are doing his will and not our own. Since God created us and has plans for us, we need to follow his guidance. “There is no wisdom no insight, no plan that can succeed against the Lord,” Proverbs 21:30. Therefore, it is better to follow the Lords plan than our own. The Lord does it better and if we are willing and obedient, we will eat of the good of the land,” Isaiah 1:19.

We need to follow the plan of God and not anyone else’s plan because that is not what God planned for us. He gave us gifts, talents and skills and this is what we should use. However, God does use others to help carry out the plan that he has for us. We need to recognize the voice of God and follow it.

If we do not follow the order that God has set down, then Satan uses it to create chaos is out lives. We shout not let the devil have a foothold in our lives, as it will delay Gods plan for us and when that happens, we may never get free from that foothold because we do not know how it happened and we neglect to ask for deliverance. It will take a lot of prayer and seeking after God to get loose. When we are able to be free from this bond of wickedness, then we can receive the blessings of God.

Posted by: prosperingchristians | May 7, 2015

Branding Yourself as a Christian Author



In case you are not aware of it, there is a way that Christian authors can brand themselves and attract more followers. As I just recently published a book and am working on a few others, I have been investigating how I can reach more followers who are interested in what I am writing.

It is important that we take the right steps, as we do want others to be aware that we have something to offer. First and foremost is to create a website with your name as the URL. This will help the people who are actively searching you out to actually find you. There are a number of free websites that one can set up if funds are limited.

It is also important to have professional photos of yourself so that as your name is seen, they can connect your face with your name. Some branding experts also recommend that your photo be placed on the front cover of the book. I saw Hillary Clinton’s face on her two newest books. The celebrities use this technique all the time, as well as the more well-known Christian authors.

Some Christian authors may take issue with this as they may believe that we are not being humble. However, the Bible says, “For it is by grace we are saved through faith, and not of ourselves, it is a gift of God, not by works, so that no one may boast,” Ephesians 2:8,9. If we do the initial work of placing our works and our name where people may find them, the Lord will draw buyers to us.

We should be willing to have our names visible to the masses when we are messengers of God because Hebrews 13:16 says, “But to do good and to communicate forget not: for with such sacrifices God is well pleased.” In this way, God can do his work, and there is nothing that is preventing Him from drawing men to where he wants them.
If this is our first publication or your twenty-first, we need to begin to think along the lines of where we can do the greatest good for God and bring him the highest glory.

Along with the face and name recognition, we should be making sure that we have the right key words for people who are searching for our content on the Internet. If we do not take the time to research the words, others may attract the customers. The Bible says, “He will render to each one according to his works: to those who by patience in well-doing seek for glory and honor and immortality, he will give eternal life; but for those who are self-seeking and do not obey the truth, but obey unrighteousness, there will be wrath and fury. There will be tribulation and distress for every human being who does evil, the Jew first and also the Greek, but glory and honor and peace for everyone who does good, the Jew first and also the Greek,” Romans 2:6-10.

Therefore, we cannot afford not to be diligent in our efforts to ensure that God can use us through our works, because the Bible also says, “In the same way, let your light shine before others, so that they may see your good works and give glory to your Father who is in heaven,” Matthew 5:16.

Posted by: prosperingchristians | April 28, 2015

Something out of Nothing


In this Digital Age and the activities in the social networks, it would be very difficult not to draw attention to oneself. The Internet is about sharing information about our lives in the hopes that others will see it and respond to us. I often wonder how Jesus would interact in the social networks.
Martin Luther has said, God created the world out of nothing, and as long as we are nothing, he can make something out of us.” This is such a powerful statement! In essence, Martin Luther is trying to say that if we let God work in and through us, he can make something out of us.

It is not easy to be humble in a world which aims to bring people into the limelight by exposing their lives, their talents, their accomplishments, and their tales. Many people seek to be known, to be famous. Some parents try to do everything that they can to bring attention to their child through their achievements in school, in sports, and in their extra-curricular activities.

This desire to be in the forefront of activity is a clear display of pride. We give it no thought and it is something that we strive to achieve. This is in contrast to what Jesus desired. There were several instances in the Bible where he tried to conceal himself and his activities. He told the people that he healed not to tell anyone. When people tried to find him to perform more miracles, he hid.

After Jesus had rebuked the Jews for believing and telling lies, the Jews wanted to stone him, but he hid. John 8:59 says,” Then took they up stones to cast at him: but Jesus hid himself, and went out of the temple, going through the midst of them, and so passed by.”

After Jesus told the disciples that his time had come and that he would be glorified, he said in John 12:36 – “While you have light, believe in the light, that you may be the children of light. These things spoke Jesus, and departed, and did hide himself from them.”

All throughout his ministry, Jesus proclaimed that God was doing the work and performing miracles and not himself. In John 5:30 he says, “I can of mine own self do nothing.” He was giving God the glory. In verse 8:28 he says, “I do nothing of myself, but as my Father hath taught me, I speak these things.”

In humility, Jesus became nothing so that he could serve humanity through the ushering in of a new covenant which was to give us salvation from our sins. No more did we have to endure punishments for our sins, but instead we have forgiveness and the promise of life everlasting. This gift was given to us over 2000 years ago and continues to be available to those who would follow Jesus.

So many of us are used to doing things our own way, sometimes to our own detriment. God can do it so much better! He has the plan for our lives. He created us for a purpose which is buried in our hearts. He does things in order and in his perfect timing. We can have so much more if we would follow his leading and guidance. He knows everything about everything and everyone. He is omniscient, omnipresent and omnipotent. David was well aware of this when he wrote Psalm 139:1, 2: “O Lord thou hast searched me and known me. Thou knowest my downsitting and my uprising, thou understandest my thought afar off. Thou compassest my path and my lying down, and art acquainted with all my ways.”

If we want to great, we have to become nothing first and the allow God to work through us, for he has a mighty message for mankind through the work that he would do through us.. God says in Genesis 12:2, 2 “And I will make of thee a great nation, and I will bless thee, and make thy name great; and thou shalt be a blessing.”

Posted by: prosperingchristians | April 16, 2015

Our Life should be a Praise


Romans 12:1 admonishes us that our life should be a “living sacrifice, holy, acceptable unto God.” Therefore, everything that we do, say, or think should reflect the influence of God in our lives. It should be clear to all that we follow Jesus, his Son.

The lost souls should be seeking us out to help them find the Lord so that they can have a relationship with him. When they come to us, we should be prepared to help them. Our Christ-like attitude should be evident in our speech and in our actions.

It means that we have to prepare ourselves each and every day to be able to hear the Lord’s voice and to follow his leading. If we miss his leading or fail to do what he is asking us to do, we miss out on opportunities and blessings.

There are so many opportunities to help those who are struggling with life’s problems and for whatever reason, have not found a solution. You do not necessarily have to be out in the mission field. If you are confined to the house and are spending time in the social networks, be aware of what people are discussing and look for signs that there is trouble. We are members of networks where we can find prayer from others to help with our problems, thank God!

There are postings of up to date news developments so that we can pray from a distance for others who are struggling or do not have others around them to pray for them. This could be a ministry for someone who is looking for opportunities to serve the Lord. Jesus told the disciples. “Behold, I send you forth as sheep in the midst of wolves: be ye therefore wise as serpents, and harmless ad doves.”

When we encounter a situation where someone needs help, we should take advantage of the opportunity to serve God by offering help. If we cannot do anything physically or if the situation poses some sort of danger, we can pray about it. God has given us gifts and talents and it is up to us to use them. We all have the same opportunities to serve God, if we take advantage of them.

Posted by: prosperingchristians | April 14, 2015

Abuse of Power


There are several verses in the Bible about injustices that occur and what God does about it.  It is a wonderful blessing when God comes to the defense of the poor and needy.  Poor and needy could refer to anyone who does not have power to defend themselves in the midst of those who are in authority.

Jesus, in teaching the parable of the sower, told the disciples that “For there is nothing hid, which shall not be manifested;  neither was anything kept secret, but that it should come abroad,”  Mark 4:22.  This certainly is the case in those instances that we have been hearing about lately in law enforcement.  It appears, “they did evil and called it good,” (Isaiah 2:17).

The victims and their families have wondered when this would all come to an end, when people would be treated fairly by their authority figures.    Society feels they have been waiting a long time for the tables to be turned upon those who abuse their power.  Romans 13: says, “But, if thou do that which is evil, be afraid; for he beareth not the sword in vain; for he is the minister of God, a revenger to execute wrath upon him that doeth evil.”

We have seen from these few examples that it may take some time, but God keeps his word.  In Thessalonians 4:6, the Bible says, “That no man go beyond and defraud his brother in any matter:  because that the Lord is the avenger of all such, as we also have forewarned you and testified.”

We, as Christians know what the Lord says about evil and we try to live according to the word.  But, those who live by the code of corruption, try to get away with things, until the rug is pulled out from under them.

It all comes down to this:  “He shall judge the poor of the people, he shall save the children of the needy, and shall break in pieces the oppressor.”  Psalm 72:4.  God loves his people and he will deliver them.  It is important that we pray for our children and our loved ones that they not fall into the hands of these corrupt individuals, because we cannot be everywhere with them.

Posted by: prosperingchristians | April 10, 2015

Living a Joyful Life

Joy is one of the fruits of the spirit and at times, our joy may come under attack.  It is something that we need to work with on a daily basis.  If we are trying to make a living, this has to be a priority otherwise, we will not make money!

For some of us, it is a tough lesson to learn.  If we find challenges to exhibiting joy in our lives, rest assured that the devil has something to do with it.  It is so subtle that it is easy to overlook.  It is why we have to be equipped to take a stand against these attacks.

The Key to Abundance and Blessing

We experience joy when we know that the Lord is providing for our every need.  The psalmists were aware of this in Psalm 126:2, 3 – “Then was our mouth filled with laughter, and our tongue with singing: then said they among the heathen, The Lord hath done great things for them.  The Lord hath done great things for us; whereof we are glad.”

How nice to be able to receive provision from the Lord and then receive joy, even before it comes!  It is a blessing.  So the challenge comes in maintaining the joy and getting our needs met.

Jesus, though, he was being sought after by the Pharisees, experienced joy, many times after praying.  He also urged the disciples who had returned to him with joy after casting out demons to find their joy in the fact that Satan was being defeated because their names were written in the Book of Life, rather than the fact that the demons were submitting to the disciples after using the name of Jesus to cast them out, (Luke 10:19, 20).  So our joy is tied to the casting out of demons out of our lives!

So what are the demons that we need to cast out?  The answer lies in where we have experienced joy and returning to it so we can cast out these demons.  Certain activities will cast them out and rest assured that Satan gets angry!  But, do not let this be the reason why you do not experience the joy, because the Lord has given us authority over Satan.  He tells the disciples. “Behold, I have given you power to tread on serpents, and scorpions, and over all the power of the enemy; and nothing shall by any means hurt you.”  Luke 10:19.

It has been awhile since I added an entry to this blog, and I do miss it.  I have been busy opening a music school, the RI Kids Create Music School.  The school offers teaching in piano, guitar and drums.  I will be teaching a Spiritual Piano course this summer and invite anyone to attend and learn how to experience joy through worship of the Lord.  I am offering lessons on Skype and via webinar as well.  If you are interested, you may contact me at the website or through this blog.  I do private lessons and classes.

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